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Novated leasing – OptIn Australia

Pay for your next car with your pre tax salary.

A novated lease bundles your car and its running costs into one simple payment from your pre tax salary which could mean paying less tax. Your own OptIn consultant handles the rest.

Get Your Free Quote

Novated leasing, minus the confusion

We bundle your car finance and all weekly running costs into one tax effective payroll deduction. Here is exactly how we get you on the road.

Pick your car

New, used or even the one you already drive. We’ll help you find it and use our national buying power to chase a better price.

We build your quote

One simple payment covers the car plus fuel or charging, rego, insurance, servicing and tyres taken from your salary before tax.

You drive, we handle the rest

Your dedicated consultant personally looks after everything and handles all issues for the entire life of your lease.

See how much you could save

Calculate your potential tax savings on electric, hybrid, or petrol vehicles in under 60 seconds with our instant estimator.

Why thousands of Aussies choose a novated lease?

Save thousands on your next vehicle with tax savings, fleet discounts, and complete budget predictability.

Pay less tax

Payments come out of your pre tax salary, which can reduce your taxable income.

Save on GST

You could save the GST on the car’s purchase price and running costs.

One easy payment

Fuel, rego, insurance, servicing and tyres all budgeted and bundled. No bill shock.

Fleet pricing

Access discounts usually reserved for big company fleets.

A real person, start to finish

One dedicated consultant from first call to end of lease, no call centres.

ESTIMATE YOUR SAVINGS

Ready to find your perfect plan?

Calculate your tax savings on any car instantly with our real-time novated calculator.

Thinking electric? Now's a smart time.

Eligible electric vehicles under the luxury car tax threshold are currently exempt from Fringe Benefits Tax, one of the reasons an EV on a novated lease can be surprisingly affordable. Tax rulings are due to change from April 2027, so it’s worth getting a quote sooner rather than later. Your OptIn consultant can explain exactly what applies to you.

FBT Exempt

More Affordable

Hassle Free

Fringe Benefits Tax

100% Exempt

LCT Threshold

Compliant EV

Current Settings

Until April 2027

Find Your Perfect Ride

Tesla Model Y Premium Long Range

$276

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Geely EX5 Inspire

$202

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Zeekr 7x Long Range RWD

$291

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Mercedes C200 W206

$428

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

VW Buzz Pro

$299

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Mazda BT-50 SP Dual Cab

$377

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Tesla Model Y Premium Long Range

$276

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Geely EX5 Inspire

$202

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Zeekr 7x Long Range RWD

$291

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

VW Buzz Pro

$299

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

KIA EV9 Air

$329

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Volvo EX30 Single Motor Extend

$244

– Per Week

Includes Charging, Maintenance, Tyres, Insurance and Registration

Toyota Rav 4 GXL 2WD

$ 287.00

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Toyota Corolla

$221

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Toyota Landcruiser Prado GXL

$468

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Mazda BT-50 SP Dual Cab

$377

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Ford Ranger Sport 4*4

$394

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

KIA Tasman S

$293

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

LDV T60 Max Luxe

$ 263.00

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Mercedes C200 W206

$428

– Per Week

Includes Petrol, Maintenance, Tyres, Insurance and Registration

Calculate Your Leasing Savings

Find out how much you could save on your leasing costs by choosing the right plan. Adjust the parameters below for a personalised quote.

Start Saving,


With OptIn ..

Try the OptIn Novated Leasing Calculator and see what you could save.

Novated Lease Calculator

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KM
1 year
Include running costs?
Weekly Net Cost$0after tax savings
Tax Savings Over 1 Year$0$0 per year

Good questions. Honest answers.

Common questions about novated leasing.

What if I change jobs?

Your lease moves with you. It can transfer to your new employer, or convert to a standard arrangement your consultant will walk you through it.

Are there hidden costs?

We keep pricing transparent. Your quote includes all standard costs, and we clearly outline any optional extras so you can plan with confidence.

Do I need to drive a lot to make it worthwhile?

Novated leasing can work well for a range of driving habits. We'll help you compare options and choose a term that fits your typical kilometres.

What happens at the end of the lease?

At the end of your term, you can return the vehicle, extend your lease, or explore upgrade options. We'll guide you through the next steps clearly.

Helping Australians Drive Smarter

across the country

See what you could save

Get a free, no obligation quote tailored to your salary, your car and how you drive. No pressure, no jargon.

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